Independent Health & Life Insurance for South Florida families. Honest comparisons across top carriers, in English or Spanish, from a licensed Florida agent.
Every quote starts with one conversation. Here’s what that adds up to.
We don’t sell every product to every client. We listen first, recommend second — and only what earns its place in your plan.
Term, whole, and universal life policies built around your family’s real timeline — not the carrier’s.
Explore 02 — HealthMarketplace, private, short-term, dental and supplemental coverage compared side by side, without the upsell.
Explore 03 — MedicareTurning 65, or comparing plans during AEP? Original, Advantage, Supplement and Part D — explained plainly.
Explore 04 — ACAFree, licensed help with healthcare.gov subsidies, plan comparison and enrollment across South Florida.
Explore
I’m Noilan Segal — founder of Segvia Insurance Group. I built this practice around a single idea: clients deserve an agent who answers her own phone, explains every line in plain language, and represents their interest — not a single carrier’s quota.
Segvia serves families and small business owners across Palm Beach, Broward and Miami–Dade with Health, Life, Medicare and ACA coverage — in English or Spanish, by phone, video, or in person.
Noilan Segal
Licensed Florida Agent · FL #G340051
From first call to coverage in place — here’s exactly how every Segvia client gets there.
Fifteen minutes by phone or video. Family situation, budget, doctors, what’s changing. No application paperwork yet.
I pull quotes from the top carriers and lay them next to each other. You see real premiums, deductibles, networks — not a sales deck.
If a plan fits, we enroll together in one short call. If nothing fits, we wait. The clock isn’t mine to run.
Licensed across the state — appointments by phone, video, or in your living room.
Nothing. Independent insurance agents are paid by the carriers, never by the client. You pay the same premium as if you went direct — you just get someone in your corner.
Por supuesto. Atendemos a familias en inglés y español — con la misma claridad en cualquiera de los dos.
No. Segvia is independent. We work with a range of top-rated carriers and the Health Insurance Marketplace — so we can compare options honestly, side by side.
About three months before your 65th birthday is ideal. That gives us time to compare Medicare Original, Advantage and Supplement plans, confirm your doctors are in-network, and enroll without paperwork stress.
Sometimes. Life events — marriage, a new baby, losing job-based coverage, moving out of state — trigger Special Enrollment Periods. Call us; we’ll tell you in two minutes whether you qualify.
Yes — anywhere in Palm Beach, Broward and Miami–Dade by appointment. Many clients prefer phone or video. Whichever feels right.
No quotas. No pressure. Just one fifteen-minute call to find out what’s actually possible — and what isn’t. Whether you call today, next week, or never, your premium is the same.
